Our insurance services are strictly governed by clear, comprehensive policies. Below you will find the up-to-date Internal Rules, the Information Circular on ASHI as well as additional communications regarding rule changes and amendments.
Internal Rules
Our Internal Rules outline the key guidelines and policies governing enrollment, disaffiliation, membership, and the reimbursement of medical claims. The latest version of the Internal Rules was published and took effect on 1 August 2025.
Administrative Instruction on After-Service Health Insurance (ASHI)
The Administrative Instruction on After-Service Health Insurance (ASHI) provides guidance on the specific regulations governing health insurance coverage during retirement.
- Administrative Instruction on After-Service Health Insurance (ASHI): ST/AI/2007/3, 1 July 2007
Further communications
- Communication to staff members on premium changes effective 2027: English, French
- Communication to retirees on premium changes effective 2027: English, French
- FAQ on premium changes in 2027: English, French
- Communication on Prior Authorizations: English, French
- Communication on banking detail update requirements: English, French
Amendments to Internal Rules:
- Amendment to the Internal Rules of the Society, applicable from 01/01/2027: English, French
- Amendment to the Internal Rules of the Society, applicable from 01/08/2025: English, French
- Amendment to the Internal Rules of the Society, applicable from 01/02/2025: English, French
- Summary rules change 01/02/2025: English, French
- Amendment to the Internal Rules of the Society, applicable from 01/01/2024: English, French
- Amendment to the Internal Rules of the Society, applicable from 01/01/2023: English, French
- Amendment to the Internal Rules of the Society, applicable from 01/02/2022: English, French
- Amendment to the Internal Rules of the Society, applicable from 01/04/2021: English, French
- Amendment to the Internal Rules of the Society, applicable from 01/06/2020: English, French
- Amendment to the Internal Rules of the Society, applicable from 01/02/2020: English, French
- Amendment to the Internal Rules of the Society, applicable from 01/07/2018: English, French
- Amendment to the Internal Rules of the Society, applicable from 01/01/2017: English, French
- Amendment to the Internal Rules of the Society, applicable from 27/04/2010: English, French