The United Nations Staff Mutual Insurance Society against Sickness and Accident (UNSMIS) provides health insurance coverage to staff members and retired former staff, as well as their families. It is a self-insured and self-administered multi-employer fund financed by joint contributions from both affiliated organizations and insured members—active staff and retirees alike.

We are here to support you throughout your membership—from enrolment and coverage administration to guidance on your health insurance benefits and providers, to the reimbursement of your medical claims.

This website is designed to be your central information hub. Here, you will find:

  • Clear explanations of your benefits and their limitations, and your obligations as an insured member
  • Step by step procedures and guidance
  • Information on administrative matters such as the coverage eligibility of family members and securing health insurance coverage after retirement
  • Other practical resources—such as our bimonthly newsletter—to help you make the most of your coverage

We aim to make your experience simple, transparent, and supportive—no matter where you are.

Membership

Seeking information about the rules related to your affiliation?

Visit 'Membership' page

Benefits

Seeking information about reimbursable benefits?

Visit 'Benefits' page