Medical Appliances

Prosthetic Appliances (Other than Dental)

Prosthetic appliances are reimbursed at an 80% rate.

The following prosthetic appliances do not require prior authorization, only a doctor’s prescription:

  • Walkers
  • Corsets
  • Mandibular prostheses
  • Wigs in case of cancer
  • Purchase or rental of breast pumps
  • Insulin pumps
  • Blood glucose meters and strips

Orthopedic shoes, electrical stimulation devices, light therapy lamps, and any other medical appliances not listed above require prior authorization from the Medical Adviser.

Internet purchases (including cross-border ones) for prosthetic appliances are reimbursable.
 

Main Plan & SPP (excl. secondary dependents) Temporary contract (shorter than 3 months) Secondary dependents
Applicability Yes No Yes*
Prescription Required N/A Required
Prior authorization Required (except for products listed on this page) N/A Required (except for products listed on this page)
Reimbursement rate 80% N/A 80%
Supplementary Plan No N/A N/A
* - - Not reimbursable during first year of coverage

Made-to-Measure Orthopedic Arch Supports

Made-to-measure orthopedic arch supports are reimbursed at 80%, with a ceiling of CHF 200.- per year. Coverage is limited to one pair per year, subject to a valid medical prescription. Prior authorization is not necessary, and the Supplementary Plan is not applicable.
 

Exception

Heel and sole fittings purchased in a pharmacy or a specialized store are not reimbursed.

Main Plan & SPP (excl. secondary dependents) Temporary contract (shorter than 3 months) Secondary dependents
Applicability Yes No Yes*
Prescription Required N/A Required
Prior authorization Not required N/A Not required
Reimbursement rate 80% (max. CHF 200.-, limited to one pair per year) N/A 80% (max. CHF 200.-, limited to one pair per year)
Supplementary Plan No N/A N/A
* - - Not reimbursable during first year of coverage

Lumbar and Joint Support

Lumbar support belts and neck braces, as well as support appliances for joints are reimbursed at 80%, up to CHF 300.- per item, subject to a valid medical prescription. Prior authorization is not necessary, and the Supplementary Plan is not applicable.

Main Plan & SPP (excl. secondary dependents) Temporary contract (shorter than 3 months) Secondary dependents
Applicability Yes No Yes*
Prescription Required N/A Required
Prior authorization Not required N/A Not required
Reimbursement rate 80% (max. CHF 300.- / item) N/A 80% (max. CHF 300.- / item)
Supplementary Plan No N/A N/A
* - - Not reimbursable during first year of coverage

Wheelchairs

Coverage for wheelchairs is subject to prior authorization from the Medical Adviser and requires the submission of a valid medical prescription along with a cost estimate. Once approved, expenses are reimbursed at a rate of 80%.

Reimbursement is limited to one wheelchair every five years, with the following ceilings:

  • CHF 3,500.- for a manual wheelchair
  • CHF 5,000.- for an electric wheelchair
  • CHF 17,000.- for an electric wheelchair with verticalization functions

These ceilings include maintenance costs. The Supplementary Plan is not applicable.

Main Plan & SPP (excl. secondary dependents) Temporary contract (shorter than 3 months) Secondary dependents
Applicability Yes No Yes*
Prescription Required N/A Required
Prior authorization Required N/A Required
Reimbursement rate 80% (applicable ceilings as listed on this page) N/A 80% (applicable ceilings as listed on this page)
Supplementary Plan No N/A N/A
* - - Not reimbursable during first year of coverage

Hearing Aids

Expenses related to hearing aids are reimbursed if their use is deemed medically necessary by an otologist. An audiogram must be submitted along with the invoice and the prescription.

Hearing aids are reimbursed at 80%, up to a ceiling of CHF 2,600.- per hearing aid or per ear, once every five years. Repair and battery costs are also covered and deducted from the five-year credit ceiling.

Prior authorization from the Medical Advisor is not required, and the Supplementary Plan is not applicable.

Main Plan & SPP (excl. secondary dependents) Temporary contract (shorter than 3 months) Secondary dependents
Applicability Yes No Yes*
Prescription Required N/A Required
Prior authorization Not required N/A Not required
Reimbursement rate 80% (max. CHF 2,600.- / aid / ear / five-year period) N/A 80% (max. CHF 2,600.- / aid / ear / five-year period)
Supplementary Plan No N/A N/A
* - - Not reimbursable during first year of coverage

Breathing Support Devices

With a valid prescription, the initial trial period of breathing support devices, such as nCPAP, is covered at 80% for up to six months.

Purchase or long-term rental following an initial trial period is reimbursed at 80%, up to CHF 2,800.- per five-year period, on submission of a valid medical prescription. Repair costs and batteries are also covered within the five-year reimbursement limit.

Main Plan & SPP (excl. secondary dependents) Temporary contract (shorter than 3 months) Secondary dependents
Applicability Yes No Yes*
Prescription Required N/A Required
Prior authorization Not required N/A Not required
Reimbursement rate 80% (max. CHF 2,800.- / five-year period) N/A 80% (max. CHF 2,800.- / five-year period)
Supplementary Plan No N/A N/A
* - - Not reimbursable during first year of coverage

Medical Beds & Mattresses

If medically necessary following surgery or due to an incapacitating chronic illness, medical beds and mattresses are reimbursable at an 80% rate. Coverage is subject to prior authorization of the Medical Adviser and limited to CHF 3,000.- per five-year period.

Main Plan & SPP (excl. secondary dependents) Temporary contract (shorter than 3 months) Secondary dependents
Applicability Yes No Yes*
Prescription Yes N/A Yes
Prior authorization Required N/A Required
Reimbursement rate 80% (max. CHF 3,000.- / five-year period) N/A 80% (max. CHF 3,000.- / five-year period)
Supplementary Plan No N/A N/A
* - - Not reimbursable during first year of coverage